Oh, man, jealous! You get… choices! I live in the boondocks and it’s amazing how few carriers bother to cover the hinterlands. But I make so few cell phone calls that I have a prepaid phone I bought at Walmart. I do have a love-hate relationship with my iPod touch.
For you, I’d say, the choice is clear: get the iPhone, and then jailbreak the *heck* out of it.